Tortilla wrap Roll-ups

2 8 oz. packages of cream cheese (room temperature)
1 24 oz. container sour cream
2-3 T taco seasoning
10-12 large tortillas

Toppings

Peas
Diced carrots
Diced green peppers
Chopped green onions
Finely grated cheddar cheese
cucumber slices
chopped mushrooms

Be creative with what you like!
Its just that tomatoes can make the wrap soggy so may be you should not add them :)

Blend cream cheese and sour cream until smooth. Mix in taco seasoning.

In the center of each tortilla, put a small stripe of refried beans. On the rest of the tortilla spread the sauce making sure to get the edges. You want a decent amount to make sure all your toppings will stick. Sprinkle with toppings and roll up. Tuck in the ends and wrap in plastic wrap, but don't overfill. Refrigerate over night.
Slice before serving and serve with salsa.